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Chapter 501 Save the future, reveal the old bottom

"Uh...husband, I didn't understand. Do you want to get a piggy bank for the children?"

Gu Qingyu asked.

"That's right! In a sense, it can be said that!" Su Chen smiled and said, "It's just that my piggy bank is relatively large!"

"Okay, I'll say in detail. The bank I'm talking about is also a deposit, but ordinary banks only charge coins. My bank charges everything, from cars and planes to plastic toys, as long as you deposit it, I will collect it."

"The meaning of doing this is to let parents accumulate some capital for their children in advance."

"For example, joining, we are now an ordinary family, without worrying about food and clothing, but not much extra savings. If we spend some money every month, then all the savings will be gone.

Such a family obviously cannot make a future for their children, and they even have no money to buy a house in the future.

What should I do? You can save money! Of course, this is not ordinary saving money.

Compared to what you have heard before, an old lady saved more than 10,000 yuan in the bank decades ago, but now she withdraws it still has 10,000 yuan. This is obviously a huge loss. Because the 10,000 yuan at that time is more valuable than the current one.

So simply saving money is unreliable.

If I want to make this bank, it will be linked to inflation. I will ask someone to calculate a formula, for example, it is also 100 yuan. If one hundred years later, the purchase of this 100 yuan is equivalent to one yuan now, then that is, the price depreciates by a hundred times.

Then you deposited 100 yuan in my bank at that time, and in a hundred years, I will return 10,000 yuan to you! I guarantee that you will not suffer any losses!

This is what I want to do, a money saving system that will never depreciate!

In addition, this system can not only save money, but also save anything else for the child. Then when the child becomes an adult, teach these things to the child at one time as a gift for the child. This is also considered the start-up capital for the start of a career that parents can accumulate for their children.”

"Huh? This idea is very good!"

Several girls became interested.

"Yes! I remembered it. My husband seemed to have talked to me before, saying that the red envelopes and New Year's money given to him by relatives and friends when he was a child were finally in his parents' pockets. Husband, you are inspired because of this, right?"

Guo Xiaoshi asked.

"Not bad! In fact, many parents have no plans for their lives now. Let's take this New Year's money and red envelopes as an example. A child, an ordinary family, a child can get at least 10,000 or 20,000 yuan from childhood to adulthood, and this does not consider inflation. If inflation is considered, then this is a huge sum of money.

But in fact, a lot of this money is basically squandered by young parents for eating, drinking and having fun.

If they save the money directly the moment they receive the red envelope and New Year’s money, then after saving it for more than ten years, wouldn’t they have saved up a future for their children invisibly?”

"Huh? It's true! But there's a problem with this! If we consider inflation for customers, how can we make a profit? If the profits we make are not as good as the rate of inflation, wouldn't we lose money?"

Jiang Yan said ignorantly.

"You are just worrying about it. For banks, the biggest problem is not how to make money, but how to attract deposits. As long as you can get savings, are you still afraid that you won't make money?

Let’s talk about the simplest thing. After banks acquire savings, they directly convert them into value-preserving industries such as gold, jade, real estate, etc. These things are hard currency. No matter how much inflation is, how they should be valuable or how valuable they are! With this, banks cannot lose money!

Moreover, what I proposed is just a simple concept. There are many ways to play the bank. I said that banks not only charge money, but also as long as it has a certain value, we will collect it.

This even involves gambling. For example, you say, if it is eighteen years ago, and you have a sum of money in your hands and have nowhere to spend it, and then you buy all the money from Xunten and Alibaba stocks, and bet on their future.

Then today eighteen years later, take out these shares. Do you think, how much did you make?"

"Wow! I feel more and more interesting when I say this! Husband, if you want to do this, you must do it!"

"That's right! I agree!"

"I agree too!"

Su Chen smiled. "Okay, I'll contact Lao Wen in the afternoon and ask him to find someone to do a planner. Then, from our big tiger to ten tigers, we will become the first batch of depositors!"

"Okay! Husband, can I let the bank take care of it after it is established?" Guo Xiaoshi was eager to try it out!

Su Chen shook his head.

"You all have industries, so this bank will give them to Xiaoyu! Our children should be treated equally, and you are no exception. Everyone must have their own industries.

Yanyan, don’t worry, wait for me to get you a property after a while!"

When Guo Xiaoshi heard this, she stuck out her tongue. She was in a state of interest and said casually, without any other intentions.

Everyone knows Guo Xiaoshi's personality, so they don't say anything.

Gu Qingyu was very happy. She finally had something to do. She was not a free person to live in, not to mention that this bank is so fun, he was already a little eager to try it out.

However, Jiang Yan lowered her head embarrassedly and said, "It's okay, husband, I don't care."

Su Chen shook his head. "It's your business if you don't care, it's mine if you give it or not. And you don't have to think too much. This is to give you a sustenance and let you do something, it doesn't matter if you don't understand. Look at your sisters, they are all group bosses, but look at them, who has ever managed the company in normal times?

Each one is just in time for three minutes!"

Su Chen said, looking at Guo Xiaoshi.

Guo Xiaoshi immediately turned her head, looked left and right, pretending not to hear it.

Seeing this, Jiang Yan nodded and breathed a sigh of relief.

As she said, she doesn't care how much property she has, just because she is afraid that she can't do it well.

But if you just have a name as Su Chen said, then there will be no problem.

"Honey, our bank doesn't have a name yet, right? Can you give one?"

"Puff!" Guo Xiaoshi laughed directly. "Lao Wu, did you actually ask your husband to name it? Don't you know that he is a naming despicable? Look at the names of our little things, Big Fat, Er Ya, San Dai, Si Niu... Hahaha, I want to laugh when I think of this!"

Gu Qingyu blinked. "What? Third sister, are these names given by her husband?"

In fact, the names of these pets in the Su family have been criticized more than once, but in order to take care of Su Chen's face, Guo Xiaoshi has never said this.

Now that they are all their own family members, Guo Xiaoshi naturally has no taboos and says whatever she wants.

"Absolutely, otherwise who else has this right at home?"

"I tell you, these names were my husband who thought about it for a long time before he came up with it!"
Chapter completed!
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